MEDICARE – SUPPLEMENTAL HEALTH INSURANCE – CHANGING MEDIGAP POLICIES & LOSING MEDIGAP COVERAGE Sometimes, elderly Americans who have Medigap insurance to supplement their Medicare coverage wish to switch to a different policy. Other times, they must select a new policy if they wish to continue coverage because their insurance company goes bankrupt or because they…

INSURANCE – LONG-TERM CARE – UNDESIRABLE POLICY OPTIONS Long-term care insurance can provide peace of mind to those who are concerned about how they will finance long-term care, if needed. It can also provide significant financial assistance to buyers. However, some policy terms can negate many of the benefits of coverage. It is critical that…

MISUSE OF ADOPTION AFFECTING ECONOMIC RIGHTS Courts generally prohibit parties from using the adoption process to achieve purposes that would have a detrimental economic effect on the children involved. An attempt by a birth parent to adopt his or her own children for the purpose of terminating the other birth parent’s relationship with the children…

LEGAL ISSUES THAT MAY ARISE WITH IN-VITRO FERTILIZATION In vitro fertilization is defined as a method of assisted reproduction in which a man’s sperm and a woman’s egg oocyte are combined in a laboratory dish, where fertilization occurs. The resulting embryo is then transferred to the uterus to develop naturally. Regulation There has been little…

FRAUDULENT INDUCEMENT TO MARRY AND NEGLIGENT MISREPRESENTATION A spouse may file an action against the defendant spouse alleging that based upon fraud or deceit she entered the marriage in reliance upon the defendant’s false representations, which were made in order to induce the plaintiff to marry the defendant. In order for one to file a…

BIFURCATED DIVORCES What is a bifurcated divorce? A court may order the termination of the marriage of a husband and wife, while reserving the resolution of certain issues for a later time. This procedure is called a “bifurcated divorce.” When a bifurcated divorce is ordered, issues such as the division of the spouses’ property, child…

ASSISTED CARE FACILITIES FOR ELDERLY INDIVIDUALS An assisted care facility is a facility for elderly people that provides housing with assistance to the elder person. In this environment an individual has an apartment-type area to reside in. The assisted living environment provides both an independent atmosphere for the elder person along with assistance when needed….

Codicils In Latin, the word “codicil” means “little will. A codicil is a formal document that amends the provisions of a will. The amendments may change, modify, or supplement the provisions of a will. Codicil Requirements A codicil must be executed with the same formalities of a will. Unlike a will, however, a codicil need…

Family Law Resources Assisted Care Facilities for Elderly Individuals An assisted care facility is a facility for elderly people that provides housing with assistance to the elder person. In this environment an individual has an apartment-type area to reside in. The assisted living environment provides both an independent atmosphere for the elder person along with…